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How the Health Care Law Works

The Affordable Care Act implements comprehensive health insurance reforms that will guarantee more health care choices, make insurance plans work better, and enhance the quality of health care for all Americans. Learn More

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Protecting Consumers

Protecting Consumers Protecting Consumers

"Medical Loss Ratios"

New regulations ensure that 80-85% of your insurance premiums are spent on actual health care

The Truth About Premiums

The Truth About Premiums The Truth About Premiums

Keeping Costs Down

See how the Affordable Care Act is keeping premiums down, and helping consumers save money

How Will It Help Me?

How Will It Help Me? How Will It Help Me?

Your Benefits

Read a quick guide to the Affordable Care Act, and what it will do for you and your family.

What Does the Law Really Do?

What Does the Law Really Do? What Does the Law Really Do?

Mythbusting

Help debunk the top myths being spread by the opponents of health care reform.

The Impact

Five major changes to the health care system have already taken effect.

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  1. Immediate Access Even If You Have Pre-Existing Conditions arrow

    "Under new plans, no child under age 19 will be denied coverage for a pre-existing conditions, period. Adults who have been without insurance for six months and who have been unable to obtain insurance because of a pre-existing condition, can apply for coverage under the Pre-Existing Condition Insurance Plan (PCIP)."

  2. No More Getting Dropped After You Get Sick arrow

    Insurers can no longer cut someone after the fact.

  3. Cutting Down Health Care Fraud to Cut Costs arrow

    New screening procedures are now in place for health care providers to eliminate fraud and waste in the health care system.

  4. Medicare Prescription Drugs Rebate Available for Seniors arrow

    Medicare Part D enrollees who hit the Medicare prescription drug benefit gap in 2010 will automatically receive a $250 rebate check.

  5. Tax Credits to Help Small Businesses to Cover Their Workers arrow

    Effective immediately, qualified small employers get tax credits of up to 35% of premiums for offering coverage.

Blog

December 06 2010

Major Lawsuit Against the Health Care Bill Dismissed in Virginia

Last week, a federal district court in Virgina rejected an appeal against the Affordable Care Act, filed by Jerry Falwell's Liberty University. PolitcalCorrection.org’s Matt Trojan explains.

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December 01 2010

The Affordable Care Act: Protecting You This Flu Season

As we're quickly approaching the peak of flu season, the Affordable Care Act makes it easier than ever to stay protected. Under the new law, preventive services, which include many common vaccinations, will be covered by your insurer.

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November 22 2010

New Medical Loss Ratios Mean Transparency, Consumer Protection, and Maybe Even Rebates!

For years, you have paid a monthly health care premium. You have seen that premium increase year after year and wondered where the money is going? How much is used for health care and how much is used for other things like overhead, administrative costs, windfall profits, or CEO bonuses? In 2011, that starts to change.

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November 19 2010

Updates to Healthcare.gov Insurance Finder

Healthcare.gov recently released an updated version of its Insurance Finder tool. The first resource of its kind to consolidate coverage for private and public health insurance into one convenient search.

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America's new health care law makes it easier for you to find the quality, affordable health care that you and your family need.

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